Kreate Financial Safety is dedicated to helping businesses and individuals achieve long-term financial security through smarter financial strategies. We offer innovative tax strategies, supplemental health plans, and intelligent cash-flow design that protect your business, enhance employee benefits, and pay off debts more quickly—all without increasing your monthly payments.For businesses, Kreate Financial transforms employee benefits into tax-advantaged financial protection. We assist business owners in using supplemental health plans to reduce taxable income, create IRS-compliant tax efficiencies, and offer meaningful benefits that don’t add to the payroll burden. This approach improves employee retention and strengthens the financial foundation of the company, leading to lower taxes and a safer business environment.For individuals, particularly homeowners with a mortgage, we offer strategies to pay off your mortgage faster with the same monthly payment. By restructuring cash flow, reducing interest drag, and using strategic allocation, homeowners can shave years off their mortgage and save thousands, all while building liquidity and maintaining their lifestyle.Founded by Kari Smith, Kreate Financial is about practical guidance, integrity-driven solutions, and empowering clients with financial freedom that translates into peace of mind. Kari’s deep personal mission and diverse industry experience allow her to transform confusing financial decisions into manageable, secure plans that adapt as life and laws change.Moreover, our CHAMP health management program for businesses brings a revolutionary approach to employee benefits. Featuring $0 copay prescriptions, unlimited urgent care, and mental health services, it integrates seamlessly with existing setups. The plan boosts employee welfare without costing a dime extra for employers, increasing both take-home pay and compliance.Kreate Financial’s grounded and educational approach ensures that every strategy is customized to meet your specific goals, offering clarity, control, and confidence in your financial journey. Our mission is to serve and provide value to business owners and individuals who seek safety and growth through thoughtful, compliant financial planning.Whether you are a business owner, a company leader, or an individual aiming for financial safety, Kreate Financial is your partner in achieving security and success. Let’s protect what you’ve built and move forward with confidence. Book a strategy call today to explore the possibilities for financial safety and growth.